The Way My Bank Account is Set Up…(in my Kevin Hart voice)

I am not sure how many of you have seen Kevin Hart’s Laugh at My Pain, but in the movie he tells a joke about his bank account being set up so that it takes 3 days for him to transfer money from his savings to his checking account. When I tell you I DIED laughing when I heard the joke because that is EXACTLY how I have my accounts set up. My savings is automatically deducted from my pay check every pay period, before my check even hits my checking account. When I first opened my grownup  savings account, I didn’t have the discipline needed to have everything all in one place without spending it when an “emergency” came up, and it works for me so I have never switched it.